{"id":7088,"date":"2016-11-11T12:00:00","date_gmt":"2016-11-11T11:00:00","guid":{"rendered":"https:\/\/blogs.deusto.es\/deustoforum\/?p=7088"},"modified":"2024-06-14T07:27:14","modified_gmt":"2024-06-14T05:27:14","slug":"claves-de-la-transformacion-de-la-banca","status":"publish","type":"post","link":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/","title":{"rendered":"Claves de la transformaci\u00f3n de la Banca"},"content":{"rendered":"<div class=\"wp-block-media-text alignwide is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"199\" src=\"https:\/\/blogs.deusto.es\/wp-content\/uploads\/sites\/55\/2016\/11\/af3f2027-baa2-ea28-267a-214935a52d94_300.jpg\" alt=\"\" class=\"wp-image-7085 size-full\"\/><\/figure><div class=\"wp-block-media-text__content\"><p><strong>Zikloa:<\/strong> <a href=\"https:\/\/blogs.deusto.es\/deustoforum\/eu\/category\/hitzaldiak\/zikloa\/enpresa-eta-banku-arduratsuak\/\">Enpresa eta banku arduratsuak<\/a><\/p><p><strong>Hizlaria:<\/strong> Cristina Parias<\/p><p><strong>Data:<\/strong> 2016\/11\/11<\/p><p><strong>Lekua:<\/strong> Bilboko Campusa<\/p><p><strong>Gaia:<\/strong> <a href=\"https:\/\/blogs.deusto.es\/deustoforum\/eu\/category\/hitzaldiak\/gaia\/enpresa-eta-industria\/\">Enpresa eta industria<\/a><\/p><p><strong>Etiketak:<\/strong> <a href=\"https:\/\/blogs.deusto.es\/deustoforum\/eu\/tag\/ekonomia\/\">ekonomia<\/a>, <a href=\"https:\/\/blogs.deusto.es\/deustoforum\/eu\/tag\/banku\/\">banku<\/a>, <a href=\"https:\/\/blogs.deusto.es\/deustoforum\/eu\/tag\/enpresa\/\">enpresa<\/a><\/p><\/div><\/div><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><div class=\"wp-block-group alignfull descripcion-completa\" id=\"descripcion-completa\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class='wp-block-heading'>Deskribapena<\/h3><p>Finantza sistemaren egungo egoera, zaila ez ezik, inoiz ikusi gabea da alde askotatik. &nbsp;Historian lehenengoz, bankuek interes tipo negatiboei aurre egin behar diete, eta horrek marjinak murriztu eta oso zail egiten du diru-sarrerak igotzea. Gainera, egoera horrek luzaro iraungo duela dirudi.<\/p><p><\/p><p>&nbsp;<\/p><p><\/p><p>Lehentasunezko akzioak, zoru-klausulak,&nbsp;black&nbsp;txartelak, erreskatea&hellip; Espainiar bankuen irudia nabarmen hondatu da krisialdiko urteetan eta sistema guztiak behar du ospea hobetu eta bezeroen konfiantza berreskuratu.<\/p><p><\/p><p>Hori nahikoa ez balitz, teknologiak eta bezeroen ohitura aldaketak behartu egiten dituzte erakundeak aldaketa digitala egitera eta kanal digitalak erabiltzera. Egoera hori aukera bat da kostuak murrizteko eta, aldi berean, erronka handia ere bai, finantza merkatuan beste lehiakide batzuk sartzeko modua izango delako, enpresa teknologiko handiak, esaterako.<\/p><p><\/p><p>Izan ere, egokitzen ez dakiten erakundeak &ldquo;desagertu egingo dira hurrengo 5-10 urteetan&rdquo;, Francisco Gonz&aacute;lez BBVAko presidenteak behin baino gehiagotan aipatu duenez.<\/p><\/div><\/div>\n                <h3 class=\"wp-block-heading\">DeustoForum MEDIA<\/h3>\n                \n                <figure class=\"wp-block-embed is-type-rich is-provider-flickr wp-block-embed-flickr\"><div class=\"wp-block-embed__wrapper\">\n                <a data-flickr-embed='true' href='https:\/\/www.flickr.com\/photos\/deusto\/sets\/72157660759197618' title='11\/11\/2016 - Conferencia DeustoForum de Cristina Parias, Directora General de BBVA en Espa\u00f1a by deusto, on Flickr'><img src='https:\/\/live.staticflickr.com\/5561\/30944705206_78ac2e0a62.jpg' width='800' height='600' alt='Conferencia DeustoForum de Cristina Parias, Directora General de BBVA en Espa\u00f1a'><\/a><script async src='https:\/\/embedr.flickr.com\/assets\/client-code.js' charset='utf-8'><\/script>\n                <\/div><\/figure>\n                \n            <figure class=\"wp-block-embed is-type-rich is-provider-gestor-del-servicio wp-block-embed-gestor-del-servicio wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n            <iframe title=\"DeustoForum. Cristina Parias. Claves de la transformaci\u00f3n de la Banca\" width=\"584\" height=\"329\" src=\"https:\/\/www.youtube.com\/embed\/nFav5YXzszo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n            <\/div><\/figure>\n            <p><span class='st_facebook_hcount' st_title='Claves de la transformaci\u00f3n de la Banca' st_url='https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/' displayText='facebook'><\/span><span st_via='deustoforum' st_username='deustoforum' class='st_twitter_hcount' st_title='Claves de la transformaci\u00f3n de la Banca' st_url='https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/' displayText='twitter'><\/span><span class='st_email_hcount' st_title='Claves de la transformaci\u00f3n de la Banca' st_url='https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/' displayText='email'><\/span><span class='st_sharethis_hcount' st_title='Claves de la transformaci\u00f3n de la Banca' st_url='https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/' displayText='sharethis'><\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Zikloa: Enpresa eta banku arduratsuak Hizlaria: Cristina Parias Data: 2016\/11\/11 Lekua: Bilboko Campusa Gaia: Enpresa eta industria Etiketak: ekonomia, banku, enpresa Deskribapena Finantza sistemaren egungo egoera, zaila ez ezik, inoiz ikusi gabea da alde askotatik. &nbsp;Historian lehenengoz, bankuek interes tipo &hellip; <a href=\"https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n<p><span class='st_facebook_hcount' st_title='Claves de la transformaci\u00f3n de la Banca' st_url='https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/' displayText='facebook'><\/span><span st_via='deustoforum' st_username='deustoforum' class='st_twitter_hcount' st_title='Claves de la transformaci\u00f3n de la Banca' st_url='https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/' displayText='twitter'><\/span><span class='st_email_hcount' st_title='Claves de la transformaci\u00f3n de la Banca' st_url='https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/' displayText='email'><\/span><span class='st_sharethis_hcount' st_title='Claves de la transformaci\u00f3n de la Banca' st_url='https:\/\/blogs.deusto.es\/deustoforum\/eu\/claves-de-la-transformacion-de-la-banca\/' displayText='sharethis'><\/span><\/p>","protected":false},"author":515,"featured_media":7085,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1805,1148,1146,1147],"tags":[1242,1245,1239,1287,1918,22,1195,1240],"class_list":["post-7088","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-enpresa-eta-banku-arduratsuak","category-gaia","category-hitzaldiak","category-zikloa","tag-1242","tag-1245","tag-1239","tag-1287","tag-banku","tag-economia","tag-ekonomia","tag-enpresa"],"_links":{"self":[{"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/posts\/7088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/users\/515"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/comments?post=7088"}],"version-history":[{"count":1,"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/posts\/7088\/revisions"}],"predecessor-version":[{"id":7089,"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/posts\/7088\/revisions\/7089"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/media\/7085"}],"wp:attachment":[{"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/media?parent=7088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/categories?post=7088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.deusto.es\/deustoforum\/eu\/wp-json\/wp\/v2\/tags?post=7088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}